Which of the following is NOT a circumstance that would allow the Real Estate Commission to refuse to renew a broker's license?

The correct answer indicates a circumstance that does not directly justify the refusal to renew a broker's license. A disciplinary action pending against a broker typically signifies that there is an unresolved issue related to the broker's conduct that could affect their eligibility for license renewal. Therefore, it is a valid reason for the Real Estate Commission to consider when deciding whether to renew a broker’s license.

In contrast, the other choices present circumstances that directly relate to the eligibility requirements for maintaining a valid broker's license. For example, failing to submit a completed fingerprint certification form, not providing current errors and omissions insurance, and not completing the required continuing education all directly impact a broker’s compliance with regulatory standards necessary for license renewal. Each of these are crucial requirements that establish a broker's competency and ethical standing in the profession.

Hence, while a pending disciplinary action may influence a decision, it is not an outright condition that guarantees refusal, making it the correct response in this context.